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Monthly Budget Spreadsheet Template for Excel & Google Sheets – Budget Planner with Dashboard, Expense Tracker, Bills, Debt & Savings

Plan your income, expenses, bills, debt, and savings with this automated monthly budget spreadsheet for Excel and Google Sheets. Includes customizable categories, transaction tracking, budget-versus-actual calculations, dashboards, charts, an example month, and a blank monthly template.

United States dollar ($) - USD
  • United States dollar ($) - USD
  • Euro (€) - EUR
  • Pound sterling (£) - GBP

Original price was: $10.00.Current price is: $6.99.

See it in action

Take Control of Your Monthly Budget

Organize your income, expenses, bills, debt payments, savings, and transactions in one automated monthly budget spreadsheet for Microsoft Excel and Google Sheets.

Enter each transaction once and let the workbook update your actual totals, remaining balance, budget-versus-actual comparisons, category breakdowns, and visual charts. The included setup sheet lets you customize your categories and dropdown lists to match the way you manage your money.

Customize Your Budget Categories

Use the Start Here & Settings sheet to edit categories for income, variable expenses, bills, debt, and savings. Your changes flow into the monthly budget sheets and their dropdown menus.

Track Your Monthly Finances

The workbook includes an example monthly budget and a blank monthly budget template. Track salary, freelance income, side hustle income, groceries, dining out, transportation, subscriptions, bills, debt payments, savings, and more.

The transaction tracker feeds your actual totals automatically. Review your net balance, left to spend, budget differences, spending distribution, income, savings, bills, and debt through the built-in dashboard and charts.

What Is Included

  • Customizable income categories.
  • Variable expense tracker.
  • Bills and fixed expenses tracker.
  • Debt payment tracker.
  • Savings tracker.
  • Transaction log with dates, amounts, categories, subcategories, and details.
  • Budgeted versus actual calculations.
  • Net balance and left-to-spend calculations.
  • Automated dashboard charts.
  • Example monthly budget with sample data.
  • Blank monthly budget ready to customize.
  • Google Sheets access instructions in a PDF.
  • Excel XLSX workbook.

Who Is It For?

This template is useful for personal budgeting, household finance tracking, monthly expense planning, debt payoff monitoring, savings planning, freelancers, side hustlers, students, and families.

The workbook is designed for monthly planning. It does not include an annual consolidated dashboard, automatic multi-month history, currency conversion, or financial advice.

Digital product. No physical item will be shipped. Personal-use license only.

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FAQ's

Yes. The downloadable workbook is provided as an XLSX file for Microsoft Excel.

Yes. The included PDF contains a Google Sheets link and instructions for making a personal copy.

Yes. Enter transactions with the correct category and subcategory, and the actual totals and dashboard calculations update automatically.

Yes. Edit the START HERE & SETTINGS sheet to customize income, expense, bill, debt, and savings categories.

No. It is designed as a monthly budget workbook. You can duplicate the blank monthly sheet for additional months.

The formulas are currency-neutral, but the workbook displays a dollar symbol by default. You can change the number formatting to another currency.

No. This is a digital spreadsheet template and no physical item will be shipped.

No. The included license permits personal use only. Resale, redistribution, sharing, and commercial use are prohibited.

No. This is an organizational budgeting tool and does not provide financial, tax, or investment advice.

The workbook includes one example monthly budget and one blank monthly budget template that can be duplicated for additional months.